About MidAmerica Bancorp, Inc.

Welcome to MidAmerica Bancorp, Inc.

We are excited to learn more about you. In the meantime, we want to tell you a little more about us.

MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Products include FHA, VA, conventional, and jumbo mortgages. Programs for individuals with past bankruptcies, foreclosures, and credit issues are also available. We also offer programs allowing alternative income options.

Our company has been serving the Chicagoland area for more than 25 years. We hold Illinois Residential Mortgage License #: 203035 and Indiana Residential Mortgage Licensee # 203035.

We are conveniently located a mile east of the I-294 Expressway on Southwest Highway in Oak Lawn, Illinois and also we have an Office at 4950 N Harlem Ave B Harwood Heights, IL 60706.

Over the time we have been working with borrowers in this area, we have become experts in the local housing market and in every type of home buying situation. That means that no matter what obstacles you might face, we have the expertise and flexibility to match you with the lending product that will help you buy your dream home.

Our Story: A Message from
MidAmerica Bancorp, Inc.
President Richard Pikula

I started in the industry in May of 1999, working for a mortgage broker in Chicago. Then, after being in the industry for 8 years and at the start of the great recession, I decided to try my luck working for a big bank in February of 2008, and then another in August of 2008.

After 10 months and 2 different banks, I realized that the big banks did not offer as many programs or options or as competitive of rates as we did working for a brokerage. I wanted to be able to offer the very best to my clients. So, in December of 2008, I decided to start MidAmerica Bancorp, Inc. to be able to offer the best programs, rates, turn times, and customer service.

Why Work With MidAmerica Bancorp, Inc.?

Here are a few reasons to work with us on your next mortgage:

Our experience. With more than 25 years of experience in the local mortgage industry, chances are good we have helped a borrower with a situation similar to yours. That means we can rapidly match you with the right lending product for your needs. What if we haven’t? We will not rest until we have found you your ideal mortgage.

Our loan products. Our selection of mortgage products includes a diverse range of solutions ideal for homebuyers and investors. Whatever your needs, we are confident we have the right type of mortgage for you.

Our affordability. We offer low closing costs and competitive mortgage rates, saving you money now and over the years ahead.

Our commitment. We are dedicated problem-solvers. Nothing is more rewarding to us than helping borrowers to move past obstacles to get the keys to their dream homes.

Our flexibility. Whether you work as an employee or you are self-employed, we can help you buy a home quickly and easily. We even offer alternative loan programs for those with just one year in tax returns or other unique scenarios.

Our communication. We are here to answer your questions on every day of the week, including weekends. We also work in the evenings, ensuring you can get fast responses when you need them.

Our relationships. The relationship we build with you is one that will be there for you for the entirety of your mortgage term.

Our reach. Our service area includes the entire Chicago metropolitan region, the state of Illinois, and also Indiana and Florida. No matter where you are shopping for a home, we can help you buy it with an affordable loan.

Meet Our Team

Richard Pikula

President/Loan Originator
NMLS ID: 224000

Dariusz Atczylo

Loan Originator
NMLS ID: 227701

Daniel Zajaczkowski

Loan Originator
NMLS# 231983

Malgorzata Kapolka

Loan Originator
NMLS ID: 212932

Christopher Vinci

Loan Originator
NMLS ID: 1857758

Terry D Ward

Loan Originator
NMLS ID: 314323

Jolanta Nowakowski

Sales Manager

Iwona Huczek

Processor

Ludmila Kantor

Processor

Monika Krogulski

Processor

See What Our Clients Are Saying About Us!

Oudai Hassen
Oudai Hassen
00:47 09 Jul 24
I worked with Margaret for my loan and she was a very hard worker and got me what we needed.
Dorota - Jarek Jozwiak
Dorota - Jarek Jozwiak
17:14 08 Jun 24
Tom Mikowski
Tom Mikowski
10:50 07 Jun 24
Matt
Matt
16:45 23 May 24
My fiance and I worked with Richard Pikula and Luda Kantor. The whole loan process was pretty straight forward. We scheduled a meeting with Richard before searching for any houses and he laid out what we could afford. After deciding on a house, he explained what documents were needed and the loan process began. Besides a request for additional documents twice there really were no other hiccups. We ended up closing on time. We couldn't be happier with the whole process.
Thank you very much for professionalism , patience ,professional advice commitment and nice service.
hDariusz Broda
hDariusz Broda
21:32 06 May 24
Dariusz Tokarski
Dariusz Tokarski
19:10 06 May 24
I'm extremely satisfied with all services received from Midamerica Bank Corp
christine toczek
christine toczek
21:28 18 Mar 24
Dan and Luda were efficient and communicative regarding our new purchase transaction.Thank you always for your help!
Casandra Bennett
Casandra Bennett
02:40 14 Mar 24
Leeza Bodnar
Leeza Bodnar
18:09 09 Jan 24
My experience with MidAmerican Bancorp, Inc. was nothing but amazing! My mom and I worked with Daniel and his team to close my condo in Oak Forest and everything went smoothly. I highly recommend working with MidAmerica and Daniel for any of your real estate transactions!
Klaudia Laskowski
Klaudia Laskowski
02:31 21 Nov 23
I highly recommend Darek Atczylo. He is very knowledgeable, efficient and reliable. Darek answered all of my questions and took the time in explaining everything. Thank you again Darek for all your hard work!
Beata Bobek
Beata Bobek
15:08 11 Oct 23
They arranged the loan very professionally and quickly and made my dreams come true. Truly recommendable.
Teddy Williams
Teddy Williams
17:40 23 Aug 23
The team that worked with us was great and very knowledgeable about every aspect of the loan process
Sthanu Ramakrishnan
Sthanu Ramakrishnan
04:44 15 Aug 23
Joanna
Joanna
18:33 07 Aug 23
Kamila Lenart
Kamila Lenart
17:22 31 Jul 23
Another great experience working with Daniel. This is our 3rd time working with him.Thank you for all your help.
dagmara hatlas
dagmara hatlas
00:10 29 Jul 23
Richard Pikula and his team are amazing and make the process of getting a house loan smooth, fast and easy!! Great service and amazing support, I recommend them 100%
Joanna Lowisz
Joanna Lowisz
00:16 27 Jul 23
Daniel and his team are amazing! Quick and easy closing.Daniel answered all my silly questions. First time buyer here! Will be back in the future :)
Jennifer Smith
Jennifer Smith
16:38 22 Jul 23
A W
A W
19:52 21 Jul 23
Margaret is very knowledgeable and helpful person. It was a fantastic experience working with her. She went above and beyond to help my American dream to come true.
Nina Brunhoefer
Nina Brunhoefer
16:35 21 Jul 23
kinga kras
kinga kras
16:01 21 Mar 23
Professional and reliable agency, fully communicative employees, I recommend MidAmerica Bancorp Inc with a score of 10/10
Aneta Cz
Aneta Cz
18:36 07 Mar 23
Recently I had the pleasure of working with the wonderful and highly professional team at MidAmerican Bancorp,Inc. I can honestly say it was the best experience I’ve had when purchasing a home because the team was working with high accuracy and managed to be on top of my loan. I highly recommend MidAmerica Bancorp to anyone who is looking for a sold loan without worry and headache.
Kayla Doody
Kayla Doody
01:35 26 Feb 23
Karol Marcinowski
Karol Marcinowski
16:37 14 Feb 23
Great service, great support, very responsive team. We will definitely be using MidAmerica for our next purchase. Thank you!
Lukasz Kosor
Lukasz Kosor
02:29 29 Dec 22
Best place in whole MidwestThank you for everything and look forward to future transactions
Joanna Horbal
Joanna Horbal
05:07 16 Dec 22
Greg Mucha
Greg Mucha
16:50 15 Dec 22
Rich and his team have always outperformed the competition.
Anna Budz
Anna Budz
21:27 09 Dec 22
Maria Micek
Maria Micek
03:11 01 Dec 22
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