If you are shopping for a home in the Chicago metropolitan area, or you are looking to invest in some of the region’s valuable real estate, MidAmerica Bancorp, Inc. is here to connect you with the right lending product.
We offer one of the largest selections of mortgages you will find in the Chicagoland area. So we are confident we can match you with an ideal home loan, no matter your needs.
A conventional conforming loan fits within the Fannie Mae and Freddie Mac conforming loan limits, and is not backed by insurance from a government agency. It is possible to buy many homes in the Chicagoland area with this type of mortgage. Down payments range as low as 3%.Learn More
If you need to borrow more money than the conforming loan limits allow, you can turn to a jumbo mortgage.Learn More
If you are shopping for a Chicago home as a veteran, active duty service member, or eligible surviving spouse, you can apply for a VA mortgage backed by the Department of Veterans Affairs. With this type of loan, you can purchase a home with no down payment, easy credit qualifications, no PMI, and affordable rates.Learn More
If you are shopping for your first home, a number of different types of lending products may be suitable for your needs, we can help you to assess your financial situation and goals, connecting you with the right product.Learn More
You may not have a W-2 if you are self-employed or own your own business. But you do not need one to apply for a mortgage when you apply through our bank statement loan process.Learn More
Along with offering mortgages to residential customers, we also provide lending solutions to commercial borrowers as well.Learn More
Click on any of the links above to find out more information about any of these lending products, or contact us to ask your questions.
MidAmerica Bancorp, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.