If you are shopping for a home in the Chicago metropolitan area, or you are looking to invest in some of the region’s valuable real estate, MidAmerica Bancorp, Inc. is here to connect you with the right lending product.
We offer one of the largest selections of mortgages you will find in the Chicagoland area. So we are confident we can match you with an ideal home loan, no matter your needs.
We Can Connect You With These Types of Chicago Home Loans
A conventional conforming loan fits within the Fannie Mae and Freddie Mac conforming loan limits, and is not backed by insurance from a government agency. It is possible to buy many homes in the Chicagoland area with this type of mortgage. Down payments range as low as 3%.
Learn More Consider a loan backed by the Federal Housing Administration for easy credit qualifications and affordable interest rates. Your down payment with an FHA mortgage could be just 3.5%.
Learn More If you need to borrow more money than the conforming loan limits allow, you can turn to a jumbo mortgage.
Learn More If you are shopping for a Chicago home as a veteran, active duty service member, or eligible surviving spouse, you can apply for a VA mortgage backed by the Department of Veterans Affairs. With this type of loan, you can purchase a home with no down payment, easy credit qualifications, no PMI, and affordable rates.
Learn More If you are shopping for your first home, a number of different types of lending products may be suitable for your needs, we can help you to assess your financial situation and goals, connecting you with the right product.
Learn More If you are an undocumented immigrant, you can buy a home without a Social Security Number using your ITIN (Individual Tax Identification Number). We can answer all of your questions about ITIN loans and help you purchase your dream home.
Learn More You may not have a W-2 if you are self-employed or own your own business. But you do not need one to apply for a mortgage when you apply through our bank statement loan process.
Learn More If you are applying for a loan to invest in real estate in Chicago, we can move you rapidly through the process with a No Income Verification Investor Loan.
Learn More Along with offering mortgages to residential customers, we also provide lending solutions to commercial borrowers as well.
Learn More If you would like to fix and flip real estate in Illinois, you can apply for a fast, flexible fix & flip loan
Learn More Click on any of the links above to find out more information about any of these lending products, or contact us to ask your questions.
English
English
Polish
