Loan Options in Chicago

If you are shopping for a home in the Chicago metropolitan area, or you are looking to invest in some of the region’s valuable real estate, MidAmerica Bancorp, Inc. is here to connect you with the right lending product.

We offer one of the largest selections of mortgages you will find in the Chicagoland area. So we are confident we can match you with an ideal home loan, no matter your needs.


We Can Connect You With These Types of Chicago Home Loans


Conventional

A conventional conforming loan fits within the Fannie Mae and Freddie Mac conforming loan limits, and is not backed by insurance from a government agency. It is possible to buy many homes in the Chicagoland area with this type of mortgage. Down payments range as low as 3%.

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FHA

Consider a loan backed by the Federal Housing Administration for easy credit qualifications and affordable interest rates. Your down payment with an FHA mortgage could be just 3.5%.

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Jumbo

If you need to borrow more money than the conforming loan limits allow, you can turn to a jumbo mortgage.

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VA

If you are shopping for a Chicago home as a veteran, active duty service member, or eligible surviving spouse, you can apply for a VA mortgage backed by the Department of Veterans Affairs. With this type of loan, you can purchase a home with no down payment, easy credit qualifications, no PMI, and affordable rates.

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First Time Home Buyers

If you are shopping for your first home, a number of different types of lending products may be suitable for your needs, we can help you to assess your financial situation and goals, connecting you with the right product.

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ITIN Loans

If you are an undocumented immigrant, you can buy a home without a Social Security Number using your ITIN (Individual Tax Identification Number). We can answer all of your questions about ITIN loans and help you purchase your dream home.

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Bank Statement Loans

You may not have a W-2 if you are self-employed or own your own business. But you do not need one to apply for a mortgage when you apply through our bank statement loan process.

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No Income Verification Investor Loans

If you are applying for a loan to invest in real estate in Chicago, we can move you rapidly through the process with a No Income Verification Investor Loan.

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Commercial

Along with offering mortgages to residential customers, we also provide lending solutions to commercial borrowers as well.

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Fix and Flip Loans

If you would like to fix and flip real estate in Illinois, you can apply for a fast, flexible fix & flip loan

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Click on any of the links above to find out more information about any of these lending products, or contact us to ask your questions.

Apply Now for a Mortgage in Illinois, Indiana or Florida

We work with borrowers in and around Chicago and throughout the states of Illinois, Indiana and Florida. To apply for a mortgage now, please call (708) 237-4050 to schedule your free consultation.

See What Our Clients Are Saying About Us!

wojciech szymaszek
wojciech szymaszek
13:53 16 May 22
Mateusz Cichowicz
Mateusz Cichowicz
21:12 16 Mar 22
Jolanta was amazing! Very professional and helpful.
Artur Soltys
Artur Soltys
17:04 11 Mar 22
Hailey Lindsay
Hailey Lindsay
16:56 27 Jan 22
They did absolutely amazing I wouldn’t have been able to get my house if it wasn’t for them. I will forever be thankful for this amazing team!!
Ursula Marszalik
Ursula Marszalik
19:24 04 Jan 22
Rich Kiel
Rich Kiel
15:40 04 Jan 22
I have worked with MidAmerica Bancorp for many years now. However, this time the people at MidAmerica Bancorp made my refinancing one of the MOST Smoothest and Pain Free process that I have ever experienced. Everything was so extremely automated. The title company even came to my house for the final closing. I never once had to leave my house. I would recommend MidAmerica Bancorp to everyone.
barbara graca
barbara graca
02:03 25 Nov 21
Michelle Wojtowicz
Michelle Wojtowicz
01:46 20 Nov 21
Dan was Super helpful and answered all my questions and I had a million! Would totally recommend working with him.
Aneta Marek
Aneta Marek
04:03 19 Nov 21
CC Restore
CC Restore
02:21 18 Nov 21
Darek is the best in what he does. Highly recommended
Zdzislaw Oleksy
Zdzislaw Oleksy
00:46 18 Nov 21
Peter Zywek
Peter Zywek
20:44 17 Nov 21
Mariusz Zeman
Mariusz Zeman
18:34 12 Nov 21
Grzegorz Kroch
Grzegorz Kroch
02:23 11 Nov 21
Fast and very competent service. Great at what they do. Will definitely use their service when in need. Greatly recommended.Szybka i bardzo kompetentna obsługa. Wspaniali w tym czym się zajmują. Z całą pewnością wybiorę ich usługi w przyszłości. Serdecznie polecam.
Paul Gala
Paul Gala
16:46 10 Nov 21
Pawel Fonfara
Pawel Fonfara
01:04 16 Sep 21
Darek is a man with lots of knowledge, he is very patient and likes to work with people. I just closed my third deal with him.
EB
EB
19:35 19 Aug 21
Rich is amazing. His team goes above and beyond to get your deal closed.
Monika Budz
Monika Budz
02:38 02 Feb 21
Hasani Bandele
Hasani Bandele
17:09 29 Dec 20
I have worked with many mortgage brokers in the past, and this team is clearly one of the best. I know that they will handle my business fast and professionally!
Greg Landowski
Greg Landowski
14:11 23 Jan 20
Excellent and professional service as usual.