October 20, 2022
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Closing costs in Illinois are the fees charged by lenders and third parties during the closing of a real estate
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What You Need to Know About Buying a House in Illinois
There are many reasons to buy a house in Illinois. The state has a strong economy and a variety of
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See What Our Clients Are Saying About Us!
Piotr Leja
16:36 07 Oct 24
Nick Shah
02:56 06 Sep 24
We had an excellent experience working with Richard and Luda during our recent home loan process. From start to finish, they kept us informed at every step. Their professionalism and responsiveness made the entire process smooth, and they were able to accommodate our needs for a quick closing date.Richard secured us a fantastic loan rate, which was significantly better than what our initial lender could offer. Our original lender admitted that he "could not get anywhere close to [Richard's] rates."Our attorney was also impressed with how quickly and smoothly our closing day went, thanks to the work of Richard and Luda.Thank you both and the team at MidAmerica Bancorp for everything!
Joanna D
18:24 15 Aug 24
I had a great experience working with Richard Pikul and his staff during my recent home purchase. From the very beginning, Richard made the mortgage process clear and stress-free, walking me through every step with expertise and patience. Richard was always available to answer my questions, provide guidance, and ensure that I understood all my options. I would highly recommend Richard to anyone in need of mortgage services.
Rafal Bukowski
13:40 09 Aug 24
Rich Pikula is great to work with!Very responsive and answered all my questions making the loan process quick and easy.
Joyce Yoon
18:30 07 Aug 24
Margaret was incredible to work with, she was very responsive and always keeping a look out for our best interests. She helped us get the lowest interest rate possible in this non-buyer-friendly climate. We will recommend her to all our friends and recommend her to you too!
Julia Stasik
22:46 31 Jul 24
Kathy Malik
21:37 31 Jul 24
Richard and his team are amazing and hard working . They are very determined to help with closing process. I was always in communication with them and knew they cared about helping me get my first home . I highly recommend them.
Lukasz Polkowski
18:11 31 Jul 24
MARIUSZ JEROMINSKI
18:03 29 Jul 24
I am very pleased to be working with Richard and his MidAmerica Bancrop team. They are very well-coordinated and professional. They handled my case quickly and without any problems. I will recommend them to everyone. Great team!
Oudai Hassen
00:47 09 Jul 24
I worked with Margaret for my loan and she was a very hard worker and got me what we needed.
Dorota - Jarek Jozwiak
17:14 08 Jun 24
Tom Mikowski
10:50 07 Jun 24
Matt
16:45 23 May 24
My fiance and I worked with Richard Pikula and Luda Kantor. The whole loan process was pretty straight forward. We scheduled a meeting with Richard before searching for any houses and he laid out what we could afford. After deciding on a house, he explained what documents were needed and the loan process began. Besides a request for additional documents twice there really were no other hiccups. We ended up closing on time. We couldn't be happier with the whole process.
Zbigniew Prokop (Ziggy)
02:41 07 May 24
Thank you very much for professionalism , patience ,professional advice commitment and nice service.
hDariusz Broda
21:32 06 May 24
Dariusz Tokarski
19:10 06 May 24
I'm extremely satisfied with all services received from Midamerica Bank Corp
christine toczek
21:28 18 Mar 24
Dan and Luda were efficient and communicative regarding our new purchase transaction.Thank you always for your help!
Casandra Bennett
02:40 14 Mar 24
Leeza Bodnar
18:09 09 Jan 24
My experience with MidAmerican Bancorp, Inc. was nothing but amazing! My mom and I worked with Daniel and his team to close my condo in Oak Forest and everything went smoothly. I highly recommend working with MidAmerica and Daniel for any of your real estate transactions!
Klaudia Laskowski
02:31 21 Nov 23
I highly recommend Darek Atczylo. He is very knowledgeable, efficient and reliable. Darek answered all of my questions and took the time in explaining everything. Thank you again Darek for all your hard work!
Beata Bobek
15:08 11 Oct 23
They arranged the loan very professionally and quickly and made my dreams come true. Truly recommendable.
Teddy Williams
17:40 23 Aug 23
The team that worked with us was great and very knowledgeable about every aspect of the loan process
Sthanu Ramakrishnan
04:44 15 Aug 23
Joanna
18:33 07 Aug 23
Kamila Lenart
17:22 31 Jul 23
Another great experience working with Daniel. This is our 3rd time working with him.Thank you for all your help.
dagmara hatlas
00:10 29 Jul 23
Richard Pikula and his team are amazing and make the process of getting a house loan smooth, fast and easy!! Great service and amazing support, I recommend them 100%
Joanna Lowisz
00:16 27 Jul 23
Daniel and his team are amazing! Quick and easy closing.Daniel answered all my silly questions. First time buyer here! Will be back in the future :)
Jennifer Smith
16:38 22 Jul 23
A W
19:52 21 Jul 23
Margaret is very knowledgeable and helpful person. It was a fantastic experience working with her. She went above and beyond to help my American dream to come true.
Nina Brunhoefer
16:35 21 Jul 23
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MidAmerica Bancorp, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
jeannette bruno
22:30 20 May 25
Paulina Kozlowski
22:33 03 Apr 25
Great Team ! It was pleasure to work with Richard Pikula and Iwona . Very professional, detailed and prompt team . Found the program and rate that works for me and made whole process very smooth . I am recommending them 100% if you are looking to get a loan . 
Iwona Wypych
15:40 02 Apr 25
Daniel Zajączkowski and his team were extremely helpful, knowledgeable and professional throughout the entire mortgage process. We knew we could call him anytime and he would be available to answer our questions. I highly recommend him and his team at MidAmerica Bancorp, Inc. 🤩 
Malgorzata Wrobel
00:31 27 Feb 25
I was highly satisfied with MidAmerica Bancorp, and they provided perfect service with quickness and efficiency. 
Lukasz Nowak
14:01 06 Feb 25
Richard was great to work with. He is extremely knowledgeable and was able to answer all our our questions along the way. He was always available for a call. It made the mortgage process that much easier. Will certainly be doing business with him again. 
Patryk Baran
22:02 27 Dec 24
Working with Mr. Daniel Zajaczkowski was a game changer for us. After a frustrating experience with a previous agent, he stepped in and made the entire process seamless and stress free. From the start, he gave us confidence that we were in the best hands.He was always available to answer our questions, stayed on top of every detail, and ensured everything was handled with precision. Thanks to his expertise, we secured a great deal, $250 less per month than what we were initially offered by someone else! His dedication and exceptional service exceeded all our expectations. 
Syed H
03:38 05 Dec 24
Kirllos Subhi
17:18 20 Nov 24
Piotr Leja
16:36 07 Oct 24
Nick Shah
02:56 06 Sep 24
We had an excellent experience working with Richard and Luda during our recent home loan process. From start to finish, they kept us informed at every step. Their professionalism and responsiveness made the entire process smooth, and they were able to accommodate our needs for a quick closing date.Richard secured us a fantastic loan rate, which was significantly better than what our initial lender could offer. Our original lender admitted that he "could not get anywhere close to [Richard's] rates."Our attorney was also impressed with how quickly and smoothly our closing day went, thanks to the work of Richard and Luda.Thank you both and the team at MidAmerica Bancorp for everything! Joanna D
18:24 15 Aug 24
I had a great experience working with Richard Pikul and his staff during my recent home purchase. From the very beginning, Richard made the mortgage process clear and stress-free, walking me through every step with expertise and patience. Richard was always available to answer my questions, provide guidance, and ensure that I understood all my options. I would highly recommend Richard to anyone in need of mortgage services. Rafal Bukowski
13:40 09 Aug 24
Rich Pikula is great to work with!Very responsive and answered all my questions making the loan process quick and easy. Joyce Yoon
18:30 07 Aug 24
Margaret was incredible to work with, she was very responsive and always keeping a look out for our best interests. She helped us get the lowest interest rate possible in this non-buyer-friendly climate. We will recommend her to all our friends and recommend her to you too! Julia Stasik
22:46 31 Jul 24
Kathy Malik
21:37 31 Jul 24
Richard and his team are amazing and hard working . They are very determined to help with closing process. I was always in communication with them and knew they cared about helping me get my first home . I highly recommend them. Lukasz Polkowski
18:11 31 Jul 24
MARIUSZ JEROMINSKI
18:03 29 Jul 24
I am very pleased to be working with Richard and his MidAmerica Bancrop team. They are very well-coordinated and professional. They handled my case quickly and without any problems. I will recommend them to everyone. Great team! Oudai Hassen
00:47 09 Jul 24
I worked with Margaret for my loan and she was a very hard worker and got me what we needed. Dorota - Jarek Jozwiak
17:14 08 Jun 24
Tom Mikowski
10:50 07 Jun 24
Matt
16:45 23 May 24
My fiance and I worked with Richard Pikula and Luda Kantor. The whole loan process was pretty straight forward. We scheduled a meeting with Richard before searching for any houses and he laid out what we could afford. After deciding on a house, he explained what documents were needed and the loan process began. Besides a request for additional documents twice there really were no other hiccups. We ended up closing on time. We couldn't be happier with the whole process. Zbigniew Prokop (Ziggy)
02:41 07 May 24
Thank you very much for professionalism , patience ,professional advice commitment and nice service. hDariusz Broda
21:32 06 May 24
Dariusz Tokarski
19:10 06 May 24
I'm extremely satisfied with all services received from Midamerica Bank Corp christine toczek
21:28 18 Mar 24
Dan and Luda were efficient and communicative regarding our new purchase transaction.Thank you always for your help! 
Casandra Bennett
02:40 14 Mar 24
Leeza Bodnar
18:09 09 Jan 24
My experience with MidAmerican Bancorp, Inc. was nothing but amazing! My mom and I worked with Daniel and his team to close my condo in Oak Forest and everything went smoothly. I highly recommend working with MidAmerica and Daniel for any of your real estate transactions! Klaudia Laskowski
02:31 21 Nov 23
I highly recommend Darek Atczylo. He is very knowledgeable, efficient and reliable. Darek answered all of my questions and took the time in explaining everything. Thank you again Darek for all your hard work! Beata Bobek
15:08 11 Oct 23
They arranged the loan very professionally and quickly and made my dreams come true. Truly recommendable. Teddy Williams
17:40 23 Aug 23
The team that worked with us was great and very knowledgeable about every aspect of the loan process Sthanu Ramakrishnan
04:44 15 Aug 23
Joanna
18:33 07 Aug 23
Kamila Lenart
17:22 31 Jul 23
Another great experience working with Daniel. This is our 3rd time working with him.Thank you for all your help. dagmara hatlas
00:10 29 Jul 23
Richard Pikula and his team are amazing and make the process of getting a house loan smooth, fast and easy!! Great service and amazing support, I recommend them 100% Joanna Lowisz
00:16 27 Jul 23
Daniel and his team are amazing! Quick and easy closing.Daniel answered all my silly questions. First time buyer here! Will be back in the future :) Jennifer Smith
16:38 22 Jul 23
A W
19:52 21 Jul 23
Margaret is very knowledgeable and helpful person. It was a fantastic experience working with her. She went above and beyond to help my American dream to come true. 
Nina Brunhoefer
16:35 21 Jul 23
kinga kras
16:01 21 Mar 23
Professional and reliable agency, fully communicative employees, I recommend MidAmerica Bancorp Inc with a score of 10/10 
Aneta Cz
18:36 07 Mar 23
Recently I had the pleasure of working with the wonderful and highly professional team at MidAmerican Bancorp,Inc. I can honestly say it was the best experience I’ve had when purchasing a home because the team was working with high accuracy and managed to be on top of my loan. I highly recommend MidAmerica Bancorp to anyone who is looking for a sold loan without worry and headache. 
Kayla Doody
01:35 26 Feb 23
Karol Marcinowski
16:37 14 Feb 23
Great service, great support, very responsive team. We will definitely be using MidAmerica for our next purchase. Thank you! 
Lukasz Kosor
02:29 29 Dec 22
Best place in whole MidwestThank you for everything and look forward to future transactions 
Joanna Horbal
05:07 16 Dec 22
Anna Budz
21:27 09 Dec 22
Maria Micek
03:11 01 Dec 22
Lou Gmiterek
18:45 29 Nov 22
Margaret Kopalka is a great agent, very profecional, very helpfull and somone you can count on. Quick to respond and gives the right advice. 
Dominika Maj
03:55 10 Nov 22
I can’t recommend Richard Pikula and his team enough. They made the entire process easy, stress free and enjoyable. Richard and Iwona delivered a very fast closing date, we’re on top of everything, and communicated every step of the way. Thank you for everything and look forward to future transactions ! 
Oseas Ramos
16:02 03 Nov 22
Kathy Kos
16:26 06 Oct 22
My recent purchase transaction experience with Richard Pikula and his team was excellent! They are a great team. Very professional, focus on important items, try to keep the process as easy as possible. This is my 3rd time using this team and I would strongly recommend them to anyone. 
Saleem Tahir
17:21 29 Sep 22
Both Richard and his team was wonderful to work with. Especially, Iwona was just awesome. She made me aware of every step of the process. Overall, had a great experience. 
MARCIN KROZEL
19:39 06 Sep 22
I was working with Darek Atczylo. Best experience ever. Smooth and excellent process.Thank you Darek 
RAFAELLO CHOWA
17:55 27 Jul 22
My loan officer was Darek Atczylo and he made the loan process very smooth and easy. Best experience ever. Thank you Darek for all your hard work ! 
Gintas Urbonas
20:18 18 Jul 22
Agnieszka Koterba
20:01 18 Jul 22
Bob Zenawick
21:18 17 Jun 22
kamil_ss_1le
20:07 08 Jun 22
Dean rademacher
18:30 05 Jun 22
Chris was on top of the process the entire way. Made the whole process effortless , even when the underwriter kept asking for more and more documentation. Always replied back within minutes when message was left. 
Wojtek S
13:53 16 May 22
Artur Soltys
17:04 11 Mar 22
Hailey L
16:56 27 Jan 22
They did absolutely amazing I wouldn’t have been able to get my house if it wasn’t for them. I will forever be thankful for this amazing team!! 
Ursula Marszalik
19:24 04 Jan 22
Rich Kiel
15:40 04 Jan 22
I have worked with MidAmerica Bancorp for many years now. However, this time the people at MidAmerica Bancorp made my refinancing one of the MOST Smoothest and Pain Free process that I have ever experienced. Everything was so extremely automated. The title company even came to my house for the final closing. I never once had to leave my house. I would recommend MidAmerica Bancorp to everyone. 
barbara graca
02:03 25 Nov 21
Michelle Wojtowicz
01:46 20 Nov 21
Dan was Super helpful and answered all my questions and I had a million! Would totally recommend working with him. 
Aneta Marek
04:03 19 Nov 21
Zdzislaw Oleksy
00:46 18 Nov 21
Peter Zywek
20:44 17 Nov 21
Mariusz Zeman
18:34 12 Nov 21
Grzegorz Kroch
02:23 11 Nov 21
Fast and very competent service. Great at what they do. Will definitely use their service when in need. Greatly recommended.Szybka i bardzo kompetentna obsługa. Wspaniali w tym czym się zajmują. Z całą pewnością wybiorę ich usługi w przyszłości. Serdecznie polecam. 
Paul Gala
16:46 10 Nov 21
Pawel Fonfara
01:04 16 Sep 21
Darek is a man with lots of knowledge, he is very patient and likes to work with people. I just closed my third deal with him. 
Monika Budz
02:38 02 Feb 21
Hasani Bandele
17:09 29 Dec 20
I have worked with many mortgage brokers in the past, and this team is clearly one of the best. I know that they will handle my business fast and professionally! 
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