Learning Center

Great experience with Rich and Iwona. They helped with a very complicated loan when another loan broker couldn't get it approved. This is the place to turn to if you have self-employment income. Can't recommend Rich and his team enough!

Richard and his team were great. He helped us get approved for our loan and referred us to an amazing realtor. We would definitely recommend to anyone looking to buy a new home.

Process was smooth. Richie took good care of us and explained everything along the way. I would definitely use MidAmercia Bancorp again in the future.

Rich and his team, specifically Iwona, offer top-tier service from pre-qualification to close. In real estate, unexpected hurdles inevitably pop up, but Rich and his team work overtime to find quick solutions and ensure the process is as stress-free as can be. Rich makes himself readily available for any and all questions. He is on standby throughout the process which brings peace of mind, reminding you that you're not in the process alone. They are friendly, highly responsive, and truly invested in helping their clients succeed. Highly recommend

Rich and his team are true experts and professionals. They were very helpful along the entire process. I would definitely recommend them for your home needs.

Working with Richard and his team (Iwonka)was absolutely phenomenal! They were incredibly responsive, knowledgeable, and made the entire mortgage process smooth and stress-free . They answered every question promptly and got us a fantastic rate. I would highly recommend them to anyone looking to buy a home. Plus they speaks POLISH!!!

I recently completed a refinance transaction with Richard Pikula and his team at MidAmerica Bancorp, and I could not be more pleased with the experience. From the initial consultation through closing, Richard and his team demonstrated exceptional professionalism, expertise, and dedication to customer service. Communication was clear, timely, and transparent throughout the entire process. Every question was answered thoroughly, and I always felt informed and confident in each step of the refinance. Richard's knowledge of the lending industry, attention to detail, and commitment to finding the best solution for my financial needs were evident from start to finish. What truly distinguished this team was their responsiveness, efficiency, and genuine commitment to ensuring a smooth and stress-free experience. They handled every aspect of the transaction with integrity and professionalism, making what can often be a complex process remarkably straightforward. I highly recommend Richard Pikula and the entire MidAmerica Bancorp team to anyone seeking mortgage or refinancing services. Their expertise, customer-focused approach, and outstanding service exceeded my expectations, and I look forward to working with them again in the future. Thank you, Richard and team, for delivering such an exceptional experience. Your dedication and professionalism are greatly appreciated.

Margaret was responsive, informative and assisted us from start to finish. Highly recommend ModAmerica for a stress free home buying experience.

Working with Richard at MidAmerica Bank was a great experience. Getting a mortgage when you are self employed can be difficult but Richard made it easy. His knowledge and expertise made the entire process seamless. I was able to close very quickly with no issues and I would highly recommend him and his team.

Richard and Iwona were absolutely wonderful to work with when we purchased our home. It went seamlessly! My wife and I could not believe how easy they made the process of obtaining a home loan. We highly recommend Richard and MidAmerican!

Great place for refinance!

Ive worked with Daniel Zajaczkowski and MidAmerica twice now. Great experience at the way through. I am working with them on a 3 transaction and ill be working with Daniel. Thanks guys for being a great team.

Seamless easy trustworthy, the best

Made a difficult process, smooth, and enjoyable.

Out standing, first time home buyer had no clue how to start. Daniel Zajackowski took care of all of it and made it stress free, highly recommend him!

Bardzo profesjonalne podejście do klienta. Polecam w 100%.

The entire process of getting a loan for my house was seamless and smooth! There were no surprises, the communication was open and clear, and everything was completed on time. I strongly recommend this service to everyone!

Helpful, patient, knowledgeable and got us the loan!

Robert is the best mortgage broker what I have ever met.

Great Team ! It was pleasure to work with Richard Pikula and Iwona . Very professional, detailed and prompt team . Found the program and rate that works for me and made whole process very smooth . I am recommending them 100% if you are looking to get a loan .