Our Service Area

If you are shopping for a home or looking to refinance in Illinois, Indiana, Florida, Michigan, Tennessee or Wisconsin, MidAmerica Bancorp, Inc. can help.

We are based in Oak Lawn, IL, but we offer services to homebuyers and homeowners throughout the Chicagoland area and beyond.

We Serve the Following Areas:

Don’t see your location listed here?

Please get in touch with us to see if we serve your area.

Services We Offer

We can connect you with the following types of loans:

Whether you are buying a home or refinancing, we can help you find competitive rates and low closing costs.

With more than 25 years of experience in the mortgage business in Illinois, we have the expertise to handle any scenario.

We know the Chicago housing market inside and out. As a local company, we treat our customers like our neighbors. We look forward to building a lifelong relationship with you and helping you out with your mortgage needs now and over the years to come.

See What Our Clients Are Saying About Us!

Margaret was responsive, informative and assisted us from start to finish. Highly recommend ModAmerica for a stress free home buying experience.
Working with Richard at MidAmerica Bank was a great experience. Getting a mortgage when you are self employed can be difficult but Richard made it easy. His knowledge and expertise made the entire process seamless. I was able to close very quickly with no issues and I would highly recommend him and his team.
Richard and Iwona were absolutely wonderful to work with when we purchased our home. It went seamlessly! My wife and I could not believe how easy they made the process of obtaining a home loan. We highly recommend Richard and MidAmerican!
Great place for refinance!
Ive worked with Daniel Zajaczkowski and MidAmerica twice now. Great experience at the way through. I am working with them on a 3 transaction and ill be working with Daniel. Thanks guys for being a great team.
Seamless easy trustworthy, the best
Made a difficult process, smooth, and enjoyable.
Out standing, first time home buyer had no clue how to start. Daniel Zajackowski took care of all of it and made it stress free, highly recommend him!
Photo from customer review
Bardzo profesjonalne podejście do klienta. Polecam w 100%.
The entire process of getting a loan for my house was seamless and smooth! There were no surprises, the communication was open and clear, and everything was completed on time. I strongly recommend this service to everyone!
Helpful, patient, knowledgeable and got us the loan!
Robert is the best mortgage broker what I have ever met.
Great Team ! It was pleasure to work with Richard Pikula and Iwona . Very professional, detailed and prompt team . Found the program and rate that works for me and made whole process very smooth . I am recommending them 100% if you are looking to get a loan .
Daniel Zajączkowski and his team were extremely helpful, knowledgeable and professional throughout the entire mortgage process. We knew we could call him anytime and he would be available to answer our questions. I highly recommend him and his team at MidAmerica Bancorp, Inc. 🤩
I was highly satisfied with MidAmerica Bancorp, and they provided perfect service with quickness and efficiency.
Richard was great to work with. He is extremely knowledgeable and was able to answer all our our questions along the way. He was always available for a call. It made the mortgage process that much easier. Will certainly be doing business with him again.
Working with Mr. Daniel Zajaczkowski was a game changer for us. After a frustrating experience with a previous agent, he stepped in and made the entire process seamless and stress free. From the start, he gave us confidence that we were in the best hands. He was always available to answer our questions, stayed on top of every detail, and ensured everything was handled with precision. Thanks to his expertise, we secured a great deal, $250 less per month than what we were initially offered by someone else! His dedication and exceptional service exceeded all our expectations.
Great people to work with. Highly recommended!

Buy a Home or Refinance in Illinois, Indiana, Florida, Michigan, Tennessee or Wisconsin

If you are ready to purchase a home in Chicago, any of the surrounding neighborhoods, or elsewhere in the states of Illinois, Indiana, Florida, Michigan, Tennessee or Wisconsin, MidAmerica Bancorp, Inc. can help you make your home ownership dreams come true. To schedule your free consultation, please give us a call today at (708) 237-4050.

Margaret was responsive, informative and assisted us from start to finish. Highly recommend ModAmerica for a stress free home buying experience.
Working with Richard at MidAmerica Bank was a great experience. Getting a mortgage when you are self employed can be difficult but Richard made it easy. His knowledge and expertise made the entire process seamless. I was able to close very quickly with no issues and I would highly recommend him and his team.
Richard and Iwona were absolutely wonderful to work with when we purchased our home. It went seamlessly! My wife and I could not believe how easy they made the process of obtaining a home loan. We highly recommend Richard and MidAmerican!
Great place for refinance!
Ive worked with Daniel Zajaczkowski and MidAmerica twice now. Great experience at the way through. I am working with them on a 3 transaction and ill be working with Daniel. Thanks guys for being a great team.
Seamless easy trustworthy, the best
Made a difficult process, smooth, and enjoyable.
Out standing, first time home buyer had no clue how to start. Daniel Zajackowski took care of all of it and made it stress free, highly recommend him!
Photo from customer review
Bardzo profesjonalne podejście do klienta. Polecam w 100%.
The entire process of getting a loan for my house was seamless and smooth! There were no surprises, the communication was open and clear, and everything was completed on time. I strongly recommend this service to everyone!
Helpful, patient, knowledgeable and got us the loan!
Robert is the best mortgage broker what I have ever met.
Great Team ! It was pleasure to work with Richard Pikula and Iwona . Very professional, detailed and prompt team . Found the program and rate that works for me and made whole process very smooth . I am recommending them 100% if you are looking to get a loan .
Daniel Zajączkowski and his team were extremely helpful, knowledgeable and professional throughout the entire mortgage process. We knew we could call him anytime and he would be available to answer our questions. I highly recommend him and his team at MidAmerica Bancorp, Inc. 🤩
I was highly satisfied with MidAmerica Bancorp, and they provided perfect service with quickness and efficiency.
Richard was great to work with. He is extremely knowledgeable and was able to answer all our our questions along the way. He was always available for a call. It made the mortgage process that much easier. Will certainly be doing business with him again.
Working with Mr. Daniel Zajaczkowski was a game changer for us. After a frustrating experience with a previous agent, he stepped in and made the entire process seamless and stress free. From the start, he gave us confidence that we were in the best hands. He was always available to answer our questions, stayed on top of every detail, and ensured everything was handled with precision. Thanks to his expertise, we secured a great deal, $250 less per month than what we were initially offered by someone else! His dedication and exceptional service exceeded all our expectations.
Great people to work with. Highly recommended!
Margaret was responsive, informative and assisted us from start to finish. Highly recommend ModAmerica for a stress free home buying experience.
Working with Richard at MidAmerica Bank was a great experience. Getting a mortgage when you are self employed can be difficult but Richard made it easy. His knowledge and expertise made the entire process seamless. I was able to close very quickly with no issues and I would highly recommend him and his team.
Richard and Iwona were absolutely wonderful to work with when we purchased our home. It went seamlessly! My wife and I could not believe how easy they made the process of obtaining a home loan. We highly recommend Richard and MidAmerican!
Great place for refinance!
Ive worked with Daniel Zajaczkowski and MidAmerica twice now. Great experience at the way through. I am working with them on a 3 transaction and ill be working with Daniel. Thanks guys for being a great team.
Seamless easy trustworthy, the best
Made a difficult process, smooth, and enjoyable.
Out standing, first time home buyer had no clue how to start. Daniel Zajackowski took care of all of it and made it stress free, highly recommend him!
Photo from customer review
Bardzo profesjonalne podejście do klienta. Polecam w 100%.
The entire process of getting a loan for my house was seamless and smooth! There were no surprises, the communication was open and clear, and everything was completed on time. I strongly recommend this service to everyone!
Helpful, patient, knowledgeable and got us the loan!
Robert is the best mortgage broker what I have ever met.
Great Team ! It was pleasure to work with Richard Pikula and Iwona . Very professional, detailed and prompt team . Found the program and rate that works for me and made whole process very smooth . I am recommending them 100% if you are looking to get a loan .
Daniel Zajączkowski and his team were extremely helpful, knowledgeable and professional throughout the entire mortgage process. We knew we could call him anytime and he would be available to answer our questions. I highly recommend him and his team at MidAmerica Bancorp, Inc. 🤩
I was highly satisfied with MidAmerica Bancorp, and they provided perfect service with quickness and efficiency.
Richard was great to work with. He is extremely knowledgeable and was able to answer all our our questions along the way. He was always available for a call. It made the mortgage process that much easier. Will certainly be doing business with him again.
Working with Mr. Daniel Zajaczkowski was a game changer for us. After a frustrating experience with a previous agent, he stepped in and made the entire process seamless and stress free. From the start, he gave us confidence that we were in the best hands. He was always available to answer our questions, stayed on top of every detail, and ensured everything was handled with precision. Thanks to his expertise, we secured a great deal, $250 less per month than what we were initially offered by someone else! His dedication and exceptional service exceeded all our expectations.
Great people to work with. Highly recommended!